Free E-Book · New Release
Contractors
Property Developers
Insurance Providers
Consultants
Construction
Safety Score
& Safety Credit
Market Proof, Benchmarks, and Insurance Relevance
Two contractors. Same project size. Same team. One pays 30% less on insurance.
That gap isn't luck — it's measurable. And for the first time in construction, there's a single number that explains it.
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The Problem
Your Safety Performance
Is Better Than Your Premium Suggests
Construction insurance has always priced the past — not what's happening on your sites today. This e-book explains exactly why that's changing, and what it means for your business.
📋 A scenario you've probably lived through
Contractor A
📄 Documented safety procedures. Regular toolbox talks. Clean audit history
📊 EMR of 1.05. No major incidents in 3 years
🤷 But no way to show what's actually happening on site — every day, in real time.
❌ Higher premium. Closer scrutiny at renewal. Less margin to bid competitively.
Contractor B
📷 Same safety procedures — but operational performance is verified continuously by AI.
📊 EMR of 1.05. The same. But also a Safety Score of 91/100
✅ Insurer can see how risk is being controlled in real time — not just on paper
✓ Safety Credit applied. Premium discount. Better terms. Stronger bid position.
The difference between these two contractors is documented in full in this e-book. Find out exactly how.
🧮
How exactly is a Safety Score calculated — and can it be gamed?
The methodology is more tamper-resistant than you might expect.
🔓 Answered in Chapter 4
💰
How much of an insurance discount can a high Safety Score actually unlock?
The e-book covers the benchmarks and what qualifies for Safety Credit.
🔓 Answered in Chapter 5
🏗
Can a Safety Score actually help you win more tenders at better margins?
5 specific, tangible ways the score changes your competitive position.
🔓 Answered in Chapter 6
Inside the E-Book
6 Chapters.
One Industry-Shifting Argument.
Each chapter builds on the last — moving from why traditional safety metrics are failing the industry, to what replaces them, to exactly what it means for your business.
01
Safety and Premiums: The Insurance Logic
02
Safety Data and Insurance Trust: The Shift Underway
03
Why Traditional Safety Metrics Fall Short in Construction
04
viAct Safety Score: A New Operational Safety Index
05
Safety Score: A New Standard Shaping Insurance Decisions
06
Contractor Competitiveness: The Safety Score Advantage
Why viAct
Trusted Across the Construction Ecosystem
500+
Active construction sites
running viAct globally
10+
Industries monitored including
Construction, O&G, Mining
24/7
Continuous AI monitoring —
not periodic spot checks
0→100
One standardised Safety Score
across all sites & projects
Free Download
Still Wondering If Your
Safety Score Can Beat Your Premium?
Download the e-book. It's 18 pages. The answer to whether your daily site operations can translate into lower insurance costs, stronger bids, and a genuine competitive edge — it's all in there.
