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Free E-Book · New Release

Contractors

Property Developers

Insurance Providers

​Consultants

Construction
Safety Score
& Safety Credit

Market Proof, Benchmarks, and Insurance Relevance

Two contractors. Same project size. Same team. One pays 30% less on insurance.

That gap isn't luck — it's measurable. And for the first time in construction, there's a single number that explains it.

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Construction Safety Score & Safety Credit

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The Problem

Your Safety Performance
Is Better Than Your Premium Suggests

Construction insurance has always priced the past — not what's happening on your sites today. This e-book explains exactly why that's changing, and what it means for your business.

📋   A scenario you've probably lived through

Contractor A

📄  Documented safety procedures. Regular toolbox talks. Clean audit history

📊  EMR of 1.05. No major incidents in 3 years

🤷  But no way to show what's actually happening on site — every day, in real time.

❌   Higher premium. Closer scrutiny at renewal. Less margin to bid competitively.

Contractor B

📷  Same safety procedures — but operational performance is verified continuously by AI.

📊  EMR of 1.05. The same. But also a Safety Score of 91/100

✅  Insurer can see how risk is being controlled in real time — not just on paper

✓   Safety Credit applied. Premium discount. Better terms. Stronger bid position.

The difference between these two contractors is documented in full in this e-book. Find out exactly how.

🧮

How exactly is a Safety Score calculated — and can it be gamed?

The methodology is more tamper-resistant than you might expect.

🔓 Answered in Chapter 4

💰

How much of an insurance discount can a high Safety Score actually unlock?

The e-book covers the benchmarks and what qualifies for Safety Credit.

🔓 Answered in Chapter 5

🏗

Can a Safety Score actually help you win more tenders at better margins?

5 specific, tangible ways the score changes your competitive position.

🔓 Answered in Chapter 6

Inside the E-Book

6 Chapters.
One Industry-Shifting Argument.

Each chapter builds on the last — moving from why traditional safety metrics are failing the industry, to what replaces them, to exactly what it means for your business.

01

Safety and Premiums: The Insurance Logic

02

Safety Data and Insurance Trust: The Shift Underway

03

Why Traditional Safety Metrics Fall Short in Construction

04

viAct Safety Score: A New Operational Safety Index

05

Safety Score: A New Standard Shaping Insurance Decisions

06

Contractor Competitiveness: The Safety Score Advantage

What You'll Walk Away With

After reading this e-book, you'll have a clear framework for how Safety Score and Safety Credit work — and what it means for your specific role in the ecosystem.

Pages

18

Chapters

6

Audience

Contractors, Developers,
Insurers, Consultants

Format

PDF · Free

Why viAct

Trusted Across the Construction Ecosystem

500+

Active construction sites
running viAct globally

10+

Industries monitored including
Construction, O&G, Mining

24/7

Continuous AI monitoring —
not periodic spot checks

0→100

One standardised Safety Score
across all sites & projects

Free Download

Still Wondering If Your
Safety Score Can Beat Your Premium?

Download the e-book. It's 18 pages. The answer to whether your daily site operations can translate into lower insurance costs, stronger bids, and a genuine competitive edge — it's all in there.

Get Your Free Copy

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